No Offer or Advice
All the information provided, in particular the opinions, mathematical results and technical analyses published on the website, transmitted to you or obtained via the selection and decision-making tools proposed by Cofundit.com, is provided for information purposes only and SHOULD IN NO EVENT BE CONSTRUED AS AN OFFER, A PIECE OF ADVICE OR A RECOMMENDATION to buy or sell a particular security or to engage in any transaction whatsoever; nor should the information provided be construed as advice of any other type, for example of a fiscal or legal nature.

All of the investment decisions you take shall be based exclusively on your own assessment of your financial situation and your investment goals, as well as on your own personal interpretation of the information available, in particular the opinions, mathematical results and technical analyses published on the website, transmitted to you or obtained via the selection and decision-making tools proposed by Cofundit.com. You are solely responsible for such decisions. Investments in securities featuring on the website are subject to certain risks. The price of securities may go down as well as up. Fluctuations in foreign exchange rates can also alter the value of securities. The future performance of a security cannot be guaranteed by past performance. It is therefore possible that you do not get back the amount you invest. WE STRONGLY RECOMMEND THAT YOU SEEK PROFESSIONAL ADVICE BEFORE TAKING INVESTMENT DECISIONS.

Exclusion of Liability
Neither Cofundit.com, its directors, officers, employees, agents or shareholders, nor third party information providers, their directors, officers, employees, agents or shareholders will assume ANY LIABILITY FOR ANY LOSS OR DAMAGES WHATSOEVER, be they direct or indirect, incurred as a result of accessing the website or using the information and services available on the website, or as a result of the inability to access or use any information or services available on the website.

In particular, it is expressly stated that IN NO EVENT WILL COFUNDIT.COM, its directors, officers, employees, agents or shareholders BE LIABLE FOR ANY LOSS OR DAMAGES incurred as a result of errors, technical or otherwise, transmission failures, system overloads, usage problems, interruptions in services (including but not limited to system maintenance services), any delay in the transmission of information, incompatibility between the website and your files and/or software (in particular your browser) and/or computer, malfunction, interference, the transmission of a virus onto your computer, unauthorized access (as a result of hacking or piracy activities, for example), the willful blocking of telecommunications tools or networks (as a result of mail-bombing, denial of services attacks, for example) or any other failure or inadequacy on the part of telecommunication or network service providers.

Disclaimer of Warranty
Cofundit.com and third party information providers pay particular attention to the preparation and update status of the data provided. Nevertheless, they do not warrant or guarantee, either expressly or implicitly, the quality, pertinence, accuracy, completeness, update status, availability or legality of the information published on the website, transmitted to you or obtained via selection or decision-making tools. In addition, real time information is obtained from what is believed to be a reliable source, but cannot be guaranteed. Furthermore, information may be changed at any time without any prior notice being required.

Links
The activation of certain links on the website may cause you to leave the Cofundit.com website. Cofundit.com does not review any of these linked websites and does not warrant or guarantee, either expressly or implicitly, the quality, pertinence, accuracy, completeness, update status, availability or legality of the content of these sites, nor shall it be in any way responsible for the products, services, information and other content offered via these linked sites. The same applies to websites offering links to Cofundit.com's website. Furthermore, prior written approval must always be obtained before a link from an external site to Cofundit.com's website can be created.

Proper use of the website
You undertake to use the website in a proper and reasonable manner, and not to misuse the website in any way or use it in such a way as might occasion, for example, the overloading of the website, any delay in the transmission of information, any interruption of service, blockage of access to the website or any other effect detrimental to Cofundit.com or to the users of its website. In particular, it is forbidden:
to effect e-mail-bombing or any denial-of-service attack (in particular flooding) or any similar attempt similar;
to infect the website with any virus, worm, Trojan horse or other software, or any similar attempt;
to gain or attempt to gain unauthorised access to the servers administering the website, or to circumvent or attempt to circumvent or to disable or attempt to disable the website's security features (hacking);
to update the information provided on the website using automatic updating programs, e.g. such as are provided by other websites;
to use offline readers or similar software, in particular such as would allow the mass downloading of data from the website onto your hard disk.
Should you undertake any of these actions, Cofundit.com reserves the right to deny you access to the website, even if you are a subscriber to the Premium service or a customer of the Bank. If you are a subscriber to the Premium service, such denial of access to the website shall not entitle you to any refund or partial refund of the subscription fee.


Registration and Use of Your Activities on the Website
Please note that Cofundit.com may record and analyze all your activities on the website for the purposes of security, system monitoring, management, marketing and compliance with legal and regulatory obligations incumbent on Cofundit.com. Cofundit.com undertakes to store such information using adequate security measures and for a limited period of time.

Fee-based Services
Cofundit.com asks that you take note that all the information provided, in particular the opinions, mathematical results and technical analyses obtained via the selection or decision-making tools proposed by Cofundit.com, such as the Equity Analyzer, Portfolio Analyzer, Funds Optimizer, Warrant Chooser and Ranking Tool, for example, is provided for information purposes only and SHOULD IN NO EVENT BE CONSTRUED AS AN OFFER, A PIECE OF ADVICE OR A RECOMMENDATION to buy or sell a particular security or to engage in any transaction whatsoever; nor should the information provided be construed as advice of any other type, for example of a fiscal or legal nature. All of the investment decisions you take shall be based exclusively on your own assessment of your financial situation and your investment goals, as well as on your own personal interpretation and appraisal of the information available, in particular the opinions, mathematical results and technical analyses obtained via the selection or decision-making tools proposed by Cofundit.com. You are solely responsible for such decisions.

Place of Jurisdiction
The sole place of jurisdiction for all disputes arising out of or in connection with the Terms and Conditions stipulated herein and/or the use of the website is Lausanne, Switzerland. Cofundit.com nevertheless reserves the right to initiate proceedings against you before the competent court at your domicile or any other competent authority.

Partial Nullity and Choice of Law
In the event of one of the Terms and Conditions being void, cancelled or rendered otherwise invalid, the validity of the remaining Terms and Conditions shall not be affected or impaired. In all other instances, the Terms and Conditions as well as the use of the website are exclusively governed by and construed in accordance with Swiss law.